Tuesday, December 02, 2008

Kotex Pantiliners

Free sample of Kotex lightdays pantiliners.

FREE Kotex Pantyliners

Professional Bottle Opener

Free Bottle Opener!

To help promote our company and create brand aweness we are offering
a proffessional bottle opener.

This is not a chincy, cheap bottle opener. This is the thing to use in the industry. Everyone uses it. Everyone in our warehouse has one in their back pocket at all times. Complete the form with all valid information and we will send you a bottle opener within 1-2 weeks.

http://www.bottlestrongusa.com/free-bottle-opener-2.htm


Enjoy
Lorette
http://www.make-up-tip.com/

Snag A Job

Are you looking for some extra income? Maybe a seasonal job?

Here is a GREAT site to look for hourly work.

Snag A Job

Click on the link, browse around and register (its free) to see what is available in your area.

Good Luck
Lorette

Monday, December 01, 2008

Free Credit Reports

Free Credit Reports

View Your 3 Credit Reports Fast and FREE

Learning the basics of the credit report process, and keeping your credit report free of errors, is essential to good financial health. The 3 major credit bureaus - TransUnion, Equifax, and Experian - collect, maintain, and provide your report to landlords, businesses, and employers who need to check your financial responsibility.

Why Do I Need To Check My Credit Report?

It's wise to check your credit report frequently for signs of fraud. If someone obtains your social security number, only a few additional pieces of information are necessary to commit fraud in your name. Common types of identity theft include fraudulent bank accounts, credit cards, utilities, and loans. Early detection is the key to avoid suffering long-term financial consequences.

What's In Your Free Credit Report?

Your credit report from TransUnion, Equifax, and Experian, the 3 major credit reporting agencies will contain 4 important sections. Each contains one piece of your total credit picture. Carefully check each report for common errors such as misspellings, name confusions, and incorrect information.

* Account report summary (current and past credit status, number of open and closed accounts, balances of accounts, historic high balances, payment history, if accounts are current or delinquent)

* Public records (bankruptcy records, government court records, liens, judgments and child support records)

* Credit Inquires (a list of everyone who has requested your report in the last 2 years)

* Detailed credit history (information about your loan payments, credit card debt and payment history)

Why Do I Need To Check My Credit Score?

A good credit score is your passport to competitive interest rates for mortgages, cars, credit card offers, job offers, insurance premuims and more. A strong score is worth money because it saves you excess costs, so don't ignore it.

For example, see how a fixed 30-year mortgage payment varies according to credit score and the interest rates it dictates. A difference of two hundred points in score can offer a savings of $448 a month for the same $200,000 house loan.

If your score is below 650, your future finances may be significantly affected.

Did You Know?

* Victims of identity theft spend an average of 175 hours and $800 to clear their names.

* Only 2% of Americans know their credit score or what it measures.

* 79% of credit reports may contain errors that you are unaware of - usually an indication that you have been a victim of identity theft or fraud


View Your 3 Credit Reports Fast and FREE

( I personally use this service, it is great! My brother in law used this service also and found accounts opened on her credit report that was not him - it was someone else with the same name - thankfully he signed up for this or he would have never known)